白澄宇编译
诺贝尔和平奖得主尤努斯教授在刚刚结束的印尼巴厘岛亚太地区小额信贷高峰会议上与哥伦比亚大学教授 Chuck Waterfield 一起启动了一个行业自律的新机构：“小额信贷透明组织”。该机构的宗旨是防止小额信贷公司利用穷人发放高利贷并发放不当贷款。该机构网站将公布全球小额信贷提供者的利率。
尤努斯教授说“小额信贷是要与高利贷斗争。我们不希望看到假借小额信贷名义的新的高利贷。”为应对全球小额信贷快速发展中遇到的危机，小额信贷行业的领袖正在采用全球的“贷款真实度标准”，并建立一个比较全行业贷款条件的系统。
New Organization to Publicize MFI Rates & Fees
Hamm, S.
MicroFinance Transparency Aims to Prevent Companies from Exploiting the Poor
Originally published: July 28, 2008
Source: Business Week
Chuck Waterfield, a professor at Columbia University and Muhammad Yunus have launched MicroFinance Transparency, a new self-monitoring organization, at this week's Asia-Pacific Regional Microcredit Summit 2008. MicroFinance Transparency’s goal is to prevent companies from taking advantage of poor people with high interest rates and misleading credit offers. The website will post interest rates charged by microcredit lenders around the world.
"Microfinance emerged as a struggle against loan sharks, so we don't want to see new loan sharks created in the name of microcredit," said Muhammad Yunus. In an effort to head off a potential crisis in the fast-expanding microfinance industry, its leaders are adopting global truth-in-lending standards and creating a system for comparing loan terms offered by competing lenders.
Read the complete article: Setting Standards for Microfinance (Business Week) |
